Mortgage Center

Applying online is as easy as 1-2-3. You can apply now in as little as 20 minutes.

  1. Click Apply Now and complete the application.
  2. When you have completed the application, click submit and your information will be reviewed.
  3. A Wells River Savings Bank Mortgage Loan Advisor will follow up to answer your questions.
Apply Now

Our goal is to provide the highest level of service at competitive rates. Our Mortgage Loan Advisors are only a phone call away if you need help. Contact us at 802-757-2361 or toll-free 800-371-2361.

*Risk-based pricing – We use a system of risk-based pricing on our portfolio mortgage products to determine the interest rate that we charge. Risk-based pricing is a system that evaluates the risk factors of your mortgage application and credit profile, and then adjusts the interest based on this risk evaluation. Your interest rate and APR may vary from those shown above, depending on your median credit score. Contact a WRSB Mortgage Loan Originator for more information regarding our risk-based pricing practices.

Today's Rates

Conventional Fixed Rate
30 Year Fixed Rate
 Rate  APR  Points
 5.125%  5.228%  0.000%
20 Year Fixed Rate
 Rate  APR  Points
 4.875%  5.014%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 5.250%  5.428%  0.000%
Portfolio 30 Year Fixed Rate *
 Rate  APR  Points
 5.750%  5.858%  0.000%
Portfolio 20 Year Fixed Rate *
 Rate  APR  Points
 5.625%  5.708%  0.000%
Portfolio 15 Year Fixed Rate *
 Rate  APR  Points
 5.250%  5.354%  0.000%
Portfolio 10 Year Fixed Rate *
 Rate  APR  Points
 5.250%  5.398%  0.000%

Personalized Quote

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